Neighborhood & Specialty Shopping Centers - Descriptions and Financing

June 22nd, 2008 by gerrileehillier

By Chad Mayes Neighborhood shopping centers are usually strip centers of 100,000 square feet or less with traffic generated most often by a food store and a drug store. The food store and, to a lesser extent, the pharmacy generally are destination shopping stores that pay lower rent but generate high traffic. Local tenants pay higher rents, have a higher profit margin but lower sales per square foot, and rely somewhat on impulse buying. It is interesting to note that in the 2001 edition of the study to define the 10 types of retailers most often located in neighborhood centers, the second most noted retailer was the supermarket (food) store. This retailer had fallen to tenth position by 2004. Restaurants with and without liquor service as well as fast food carryout restaurants moved significantly up the list by 2004, reflecting the trend toward increased utilization of out of the home eating. In addition, more and more food retailers gravitated in the late 1990s toward fewer but larger stores often located in regional and super-regional centers. The mix is similar, but not identical, to that of the community shopping center. Specialty shopping centers generally occupy less than 50,000 square feet and are dominated by local retailers. Many are located in business areas such as office complexes and hotel or convention areas. Most feature restaurants and retailers with high profit margins that sell high-fashion clothing, costly gifts, or books. The shops generally are small and have limited hours of operation. Most of their sales are made during lunch hours, the period immediately after work, andif the shops are open before normal office hoursin the morning. The newest popular specialty shopping areas are located at the destination points of rapid transit systems in cities like Washington, D.C., Atlanta, and San Francisco. The high-traffic hours before and after work generate the bulk of the sales. Specialty centers do not rely on individual retailers to generate traffic. Instead, they rely on the location or surrounding area to generate pedestrian shopping. Tenant turnover tends to be high because of the extremely high rents and, consequently, the high profit margins the tenants must build into their operation. Most specialty centers are tailored to convenience and impulse shopping, which is likely to be curtailed in times of economic distress. To obtain further information on commercial property types and descriptions please visit CEMLending Connection. This article is copyright of CEMLending Connection. This article may be reproduced as long as author’s name and all links remain intact. Article Source: http://EzineArticles.com/?expert=Chad_Mayes http://EzineArticles.com/?Neighborhood-and-Specialty-Shopping-Centers—Descriptions-and-Financing&id=104331 attorney cash advances multiple payday loan provider 2008 arkansas payday loan industry personal loans for all types of credit

Face Transplant: Ready for a Truly Extreme Makeover?

June 19th, 2008 by gerrileehillier

By Steve Singleton As in the 1999 movie Faceoff, face transplants have been the fodder of science fiction. Until now. Dr. Maria Siemionow of the Cleveland Clinic in Cleveland, Ohio, is now interviewing five men and seven women to the chance to have the first-ever face transplant. Dr. Siemionow has assembled a team of experts and has performed such surgical procedures on animals and scores of cadavers. For people desperate enough to pay the price, the prospect of changing a face disfigured by burns or other accidents for a better one may soon be realized. Critics point to the possibility that the body will reject the transplanted face, causing it to slough off in a few days, leaving the patient worse off then before the operation. To one degree or another, we are all concerned with self-image and self-esteem. We all want to look our best, to have an appearance that at least does not prompt shocked stares or looks of disgust. Until now, our choices have been rather limited. Lose some weight. Trim your beard. Comb your hair, at least once in a while. We can easily become obsessed with the way we look, focusing on our perceived imperfections so much that we never climb out of the pit of feeling self-conscious around others. Fact is, the clich, No one is perfect, applies to physical appearance just as much as to other aspects of life. Accepting who we are is a big first step in moving toward maturity. It frees us to turn our attention away from ourselves so that we can focus on other people. Christians find the basis of self-acceptance in verses like this: The life I live in the body, I live by faith in the Son of God, who loved me and gave Himself for me (Galatians 2:20). To accept me, He set no prerequisites beyond my need for Him. I certainly didn’t have to pass a standard of physical beauty. On the flip side, if we can communicate to others how our acceptance of them is not dependent on their appearance, we can contribute a great deal to their self esteem. Jesus explained the principle in this simple, Golden Rule: Treat others the way you want to be treated (Matthew 7:12). Treat them, in other words, the way He treats you. His acceptance necessarily demands a mirrored response to be accepting of others. One thing we can easily do that works in both directions–bringing out the best in you, and communicating your acceptance of other people–make a habit of smiling! Its easy, theres little risk, and its got to be a lot cheaper than the Sieminonow Procedure. But for some of us, it would be a really radical, extreme makeover. * * * Copyright 2006 Steve Singleton Steve Singleton has written and edited several books and numerous articles. He has been an editor, reporter, and public relations consultant. He has taught college-level Greek, Bible, and religious studies courses and has taught seminars in 11 states and the Caribbean. Go to his DeeperStudy.com for Bible study resources, no matter what your level of expertise. Explore “The Shallows,” plumb “The Depths,” or use the well-organized “Study Links” for original sources in English translation. Check out the DeeperStudy Bookstore for great e-books, free books, and great discounts. Subscribe to his free “DeeperStudy Newsletter” or “DeeperStudy Blog.” Article Source: http://EzineArticles.com/?expert=Steve_Singleton http://EzineArticles.com/?Face-Transplant:-Ready-for-a-Truly-Extreme-Makeover?&id=72952 tampa bad credit car loan online loan source debt consolidation loan bad credit phoenix bad credit car loan

Secrets To Achieving Weight Loss With Meridia

June 15th, 2008 by gerrileehillier

By Mila Spivak Obesity in the developed countries has become a real health issue in recent times. Since 1980s, obesity rates have doubled and now 1 in 3 adults in the United States are classed as obese. United States is closely followed by United Kingdom where 1 in 5 adults has BMI of 30+. This sudden rise in obesity levels both in adults and children is less attributed to individual’s biology or behaviour and more to a decreased level of physical activity and increased calorie intake. Being overweight or obese puts people at serious risk for developing many obesity related diseases such as a heart attack, stroke, Type 2 Diabetes, high blood pressure, to name just a few. Loosing excess weight significantly reduces the health risks associated with obesity and dramatically improves the general lifestyle and wellbeing of a person. Meridia weight loss was created specifically to assist weight loss in obese and overweight individuals and results in faster weight loss in conjunction with a low-calorie diet and exercise. What a person eats and how much energy they use up has a direct effect on their weight. If the energy is not used up through activity, it simply turns into fat. In normal circumstances, to remain at a certain weight, one would need to eat just enough calories that are burned through the daily activity. However, if a person is trying to loose weight, they would need to lower their daily calorie intake. According to the Practical Guide: Identification, Evaluation, and Treatment of Overweight and Obesity in Adults, an overweight person would need to reduce their normal diet by 500-1000 calories a day, to help achieve weight loss of around 1 to 2 pounds per week. If a person is heavily overweight, it is best to keep to a diet that consists of 1200-1600 calories/day for men and 1000-1200 for women. In any case, one would need to consult a doctor or a diet expert to create just the right weight loss plan in conjunction with Meridia. Another vital factor that aids weight loss is exercise. People who exercise regularly tend to have a happier outlook on life and be more energetic. Exercise can help with Meridia weight loss, and more importantly with keeping the weight off. As explained in numerous exercise related articles posted on www.Meridia-Weight-Loss.com, physical activity can significantly reduce risk of heart disease and type 2 diabetes. In addition, many studies suggest that reducing calorie intake by itself may only have short-term effects but does not lead to long-term weight loss. For this reason, it is generally recommended that taking Meridia and dieting should coincide with increased exercise and long-term weight management planning. For more information about loosing weight with Meridia, visit Meridia Weight Loss http://www.meridia-weight-loss.com/bmi-calculator.html Article Source: http://EzineArticles.com/?expert=Mila_Spivak http://EzineArticles.com/?Secrets-To-Achieving-Weight-Loss-With-Meridia&id=496319 calculating personal loan interest quick business loan unsecured no payday military loans baton rouge bad credit car loan

LG Mobile Phone-Superior Functionality Through Innovation

June 7th, 2008 by gerrileehillier

By [http://ezinearticles.com/?expert=Keith_Rickwood]Keith Rickwood The Korean giant is one of the pioneer in fields of electronics and communication since its inception in 1958. Formerly known as GoldStar, LG Electronics boasts of many ‘firsts’ in Korea including Radio, TV, refrigerator, air conditioner and washing machine and now the world’s first DMB (Digital Media Broadcast) phone. LG electronics have been successful in carving out a special name for themselves in the mobile phone market especially in the CDMA section. Infact, LG Electronics’ CDMA mobile handsets took the largest share in the US and world CDMA market. The superiority of LG in CDMA handsets is mainly due to its sister concern LG Telecom, one of the largest CDMA network. LG mobile phones also have a strong presence in the GSM mobile phone market as well. Present day corp of LG mobile phone includes high configuration communication devices. Among their most recent models, the LG Chocolate, U400 and U830 are ruling the roost with their sleek and futuristic design and ultra cool features. LG Electronics never shy away from innovations and so is successful in developing some masterpieces of industrial design. In this context, the LG KG800 or popularly known as the Chocolate deserves a special mention. Apart from winning two style awards, the handset now constitute more than 7 percent of the total Korean mobile market. In the present day when every manufacturers are busy developing just ‘music’ phone, LG have raised the bar with its one of a kind DJ phone that boast of advanced music mixing features including ’scratching’ rather than just playing music. Style cues from award winning Chocolate and 3G functionality have made the LG U830 one of the hottest phone available. You might be looking for high speed connectivity, features like music and camera or plain old ‘good looks’, LG mobile phones have one model for each of us. [http://www.mobilerainbow.co.uk/ ]LG Phone [http://www.mobilerainbow.co.uk/ ]LG Mobile Phones Article Source: http://EzineArticles.com/?expert=Keith_Rickwood http://EzineArticles.com/?LG-Mobile-Phone-Superior-Functionality-Through-Innovation&id=437426 same day military payday loans pay day loan one hour no fax nocredit check quick approval online payday loans hard money commercial loans

Start A Hot Hobby By Growing Your Own Hot Peppers

June 1st, 2008 by gerrileehillier

By Gregg Hall I have always wanted to make my own salsa, and I anticipate in the next year or so I will be able to do that when my wife graduates and we find her a great job in a larger city. My plan is to start our own garden, and grow all the essential things I will need to create original, authentic sauces, including bitingly hot, spicy salsa. I would really like to experiment with hot sauces like Louisiana style, Mexican, and Asian style sauces. In order to make a hot sauce with my garden, I needed to become familiar with the Scoville scale that measures hotness. I also needed to become extremely familiar with jalapenos I do not know much about gardening, but the area where we live is very fertile, and there are lots of people around who know how to do it, so I can get some real pointers from them. My brother in law, as a matter of fact, comes from a family where the dad grew vegetables in a huge backyard garden. They were always giving us peppers, squash, onions, tomatoes, and all sorts of great vegetables that I knew would work wonderfully in a salsa mix. So what I will need to do first is investigate about home gardening, and find out which peppers and other vegetables grow well in the area that we will be moving to. Then I will need to decide how large I want the garden to be. In order to do that, I will simply reference the information on the Internet, and also get some advice from friends that have small gardens. I suppose it would not hurt to visit the local do it yourself store as well, since I will be headed there anyway for seed and fertilizer. One question I will have is what kind of yield to expect? Once I have my garden set up and ready to go, I need to have some kind of idea on how much food will be grown in that area. Then I can prepare for it, and when it is time to harvest the vegetables, I will have plenty of storage space for all the produce. After harvesting, I will review some recipes for salsa. I’m already a fairly good cook, so once I’ve learned a recipe and it turns out well, then I will feel comfortable experimenting with different seasonings and combinations of peppers. Afterwards, I can share my new, homegrown concoction with some friends, and if they like it than perhaps I will approach the local grocer. Salsa is definitely one of my favorite foods. Hot or mild, sweet, tangy, sour, it doesn’t matter, I love it all. It will take some work, and I know there are some unexpected challenges coming my way with the idea of starting a garden, but I think it will be worth it. I look forward to the upcoming year and the prospect of learning how to start my own garden, harvest it, and create a delicious salsa that everyone will love! Gregg Hall is an author living in Navarre Florida. Find more about this as well as hot sauce at http://www.shop4hotsauce.com. Article Source: http://EzineArticles.com/?expert=Gregg_Hall http://EzineArticles.com/?Start-A-Hot-Hobby-By-Growing-Your-Own-Hot-Peppers&id=313971 guarenteeted approvial payday loans free instant cash no deposit online casinos cheap cash advances payday debit cards

Love is a Decision

May 29th, 2008 by gerrileehillier

By Gayle Santana NOTE: If you are in a relationship where you are suffering abuse or endangerment of yourself and your family of any kind, this article is not for you. Get help, now! My husband and I have survived being married for 32 years. It was not 32 perfect years by any stretch of the imagination. We are as opposite as two people could be. We married young and added 5 children to the mix. Here are some of the decisions we made along the way that have helped us to stay together. -TAKE AN ASSESSMENT OF WHAT IS GOOD. A few times in our marriage, divorce crossed my mind. If you are married long enough, it will! But I took an assessment of the man I have in front of me. When I weighed the pros and cons I realized that what I had wasnt half bad. You have to know that every relationship has its cross to bear. A good friend of mine who I consider a serial divorcee once said, If I had known then what I know now, I would have stayed with my first husband. You see, you will have those times where you question why you should stay in this marriage but do keep in mind that everyone, no matter how perfect their relationship looks from the outside, has experienced some great degree of difficulty and thats putting it quite mildly. -ALL THINGS WILL NOT BE EQUAL. If you expect things to be equal in a relationship, youd better think again. You have to think in terms of giving. Am I doing my part? Is there anything I can do to make things better? And when you dont have much to give, ideally, your mate will fill in but keeping a scorecard wont make for a good relationship. -USE THE LANGUAGE OF LOVE AND RESPECT. Ive heard people speak of their mate in such derogatory terms that its no wonder things arent working. Check your conversation with and about your mate. Speak positively. You may begin to see your mate in a totally different light. -TAKE ACTION. Date Night, love talk/notes/calls. New relationships work because of the effort expended. When I first suggested date night on a weekly basis my husband protested. Now he looks forward to it as much as I do. So even if its a one-sided effort, dont worry, action is infectious. Eventually your mate will be inspired to contribute. -LOOKING/SMELLING GOOD Trust me what you see as your flaws, most of the time, do not really matter to your mate. Be flirtatious, be sexy. They make sexy clothes, underwear and lingerie in EVERY size. And smile! It makes wrinkles null and void! -GOING ABOVE AND BEYOND TO LET YOUR MATE KNOW YOU CARE. I do 99% of the cooking in our home. But I really dont mind because my husband is always appreciative, complimenting me on everything he enjoys and always thanking me for doing it. I let him know that I appreciate the things he does too. He fixes and builds and I never have to touch the yard. But every couple brings different interests and skills to the marriage. My sister and eldest daughter are the ones with a toolbox. My youngest son is a chef so hes the chief cook in his relationship. You have to appreciate what is in your world and dont compare it to so-called norms. -FORGIVENESS The ability to let go and move on is key. You must judge your relationship by your own rules. Even if those rules dont match the societal norms. Hillary Clintons husband publicly humiliated her in the eyes of many. Hillary made her own decisions as to what do about it and divorce was not her answer. Dr. Wayne Dyer says Be independent of the good opinion of others. This is particularly true in marriage. Tonight, as I write this, my husband cooked dinner, a rare but delicious occasion. Included were home-made lemonade, a hot towel to wipe my hands afterward and an order to sit down and do nothing because I deserve it. I could write a book about all the gory details that went on between the wedding and this loving relationship you see before you, but you should know its kind of like childbirth. You experience all of this horrific pain and after you see that sweet little baby, you forget all about what you went through. Make a decision to love the one you are with today. I did and I dont regret a moment of it. Gayle Santana has been married for 32 years. She a mom, grandmother, successful entrepreneur and an aspiring writer. Please email her at gayle@pvsnetwork.com. Article Source: http://EzineArticles.com/?expert=Gayle_Santana http://EzineArticles.com/?Love-is-a-Decision&id=186501 need a personal loan to pay off credit cards but my credit is poor 60 day loan what is project payday at home business sales calls reap payday

Fun with Play Dough for Less than $1!

May 26th, 2008 by gerrileehillier

By Nicole O’Reilly Kids love modelling and play dough is the perfect medium for preschoolers. It is easy and cheap to make, uses the most basic of ingredients (even I have them in my cupboard!) and is long lasting. Toddlers enjoy the squishy, squashy nature of play dough even though they may not actually create anything. Once your kids reach 4 and 5 years old you can show them how to roll, cut and pinch the play dough to make little creatures and people. By making your own play dough you have the choice of which colours you produce; bright or pastels, marbled, or even glitter. Your kids can help you to measure out the ingredients and knead to dough and see how truly simple it is to produce at home. Another option is to add lemon, orange, peppermint or vanilla essence/oil. This helps extend the shelf life of your play dough, prevent mould, and it smells great as well! Play dough will keep for at least two months if kept in a sealed plastic bag or container and longer if you store it in the fridge. Salt dough is another modelling material that is simple and inexpensive to make. It is similar to play dough in consistency but can be baked to give more permanent results. The pieces can then be painted and varnished and given as gifts to grandparents. Ideas for salt dough include christmas decorations, buttons, brooches or personalised door hangers. Kids love the stuff, so if you are keen to try your own you’ll find the recipes for both play dough and salt dough here. Most of all, have fun and enjoy your kids creativity with this great material! The place to go for all your games needs for 0-6 year olds is Kids Fun and Games. Educational baby and toddler games, party games, crafts, indoor and outdoor games, festivals and more. Article Source: http://EzineArticles.com/?expert=Nicole_O’Reilly http://EzineArticles.com/?Fun-with-Play-Dough-for-Less-than-$1!&id=58259 hard money lenders in tn personal installment loans what percentage is child support from your paycheck in georgia payday loan instant no fax

Cool Comfort for Hot Summer Days

May 17th, 2008 by gerrileehillier

By Aldene Fredenburg If people think about it at all, they probably think of chocolate as a cold-weather treat. Mugs of steaming hot chocolate, topped by swirls of whipped cream; homemade Toll House cookies, fresh and warm from the oven, plentiful chocolate chips still melting as you eat themthese are perfect comfort foods for winter weather. But one favorite is a definite summertime treat. Remember chocolate ice cream sodas? Once a soda fountain standard, theyve disappeared along with the fountains that were so popular decades ago, replaced by fast food places like McDonalds and Burger King with their burgers, fries, and thick shakes. Its not easy to find a chocolate ice cream soda anymore. Luckily, theyre easy to make. A little seltzer water, some chocolate syrup, and a scoop of chocolate ice cream, and voila! Youve got the best summer treat there is! First, make sure you get seltzer water, not club soda; club soda has a bitter taste not suited for ice cream sodas. Pour a bit of the seltzer into a tall glass, pour in a dollop of chocolate syrup, and stir it up; then slowly fill the glass with the seltzer, stirring constantly. Carefulthe stuff fizzes, so go slow or your glass will overflow. Leave room in the glass for a big scoop of your favorite chocolate ice cream. If you want, top the whole confection off with a swirl of whipped cream and a bright cherry. Grab and straw and a long spoon, and enjoy! Aldene Fredenburg is a freelance writer living in southwestern New Hampshire. She has written numerous articles for local and regional newspapers and for a number of Internet websites, including Tips and Topics. She expresses her opinions periodically on her blog, http://beyondagendas.blogspot.com. Article Source: http://EzineArticles.com/?expert=Aldene_Fredenburg http://EzineArticles.com/?Cool-Comfort-for-Hot-Summer-Days&id=259142 hard money lenders that do business in connecticut are cash advances taxed as income easy payday loan sallie mae personal loans

Setting A Good Wedding Budget

May 9th, 2008 by gerrileehillier

By Rose Lenk Depending on where you live, the average wedding can cost thousands of dollars. While some are in a position to spare no cost when planning the perfect wedding day, others simply can’t afford to or would rather see their hard-earned money used for something more permanent, like a new house. Weddings are a big business, and if you go the traditional route by hiring a wedding planner, you can soon see the costs of your wedding spiraling out of control. While I’m not saying that you should not hire a wedding expert, they can be a huge help in planning and organizing your big day, you should do a little research on your own and come to the planning table with a strict budget in mind. And when costs seem too high, do not be afraid to offer some cost-saving ideas of your own. After all, it’s your wedding and your wallet. The wedding reception is where you will spend the bulk of your wedding budget, almost 50% of it in fact. So, this is an area that you should pay particularly close attention to. Most of the money spent for a reception is spent on alcoholic beverages and the reception meal. You should shop carefully and keep your budget in mind when choosing caterers and meal menus. If you are still having a hard time meeting your budget, you may have to eliminate alcoholic beverages or cut your guest count to put your bottom line back in the black. The bridal gown is also an area where a lot of money can be spent. Go to the bridal gown store with an idea of what you are willing to spend on the perfect dress. Browse the discount rack first before you start looking through the catalogues, you may be surprised by what you find. Also start shopping well in advance of the big day. A dress that is too expensive today can be marked down in the future, but you can’t take advantage of markdowns if you wait till the last minute to find your wedding gown. When setting up your budget you also need to factor in the cost of photography/videography, music, flowers, invitations and other expenses which can quickly add up. Keep in mind that while a wedding budget has a strict bottom line, there is plenty of room to splurge on the more expensive band if you are going to cut costs somewhere else. So, instead of keeping each aspect of your wedding day perfectly in line, focus more on what the whole day is going to cost you and wiggle and adjust until you are comfortable with what you are spending. About The Author Rose LenkFor more wedding tips and articles visit me at http://www.mauiswedding.com. Article Source: http://EzineArticles.com/?expert=Rose_Lenk http://EzineArticles.com/?Setting-A-Good-Wedding-Budget&id=231780 no credit check apartment renting in chicago greensboro apartments no credit check hard money loaners maine fast cash nh

Understanding Depression

May 3rd, 2008 by gerrileehillier

By Henry Anderson It’s normal to feel low or down at some point in a persons life. Depression however is a totally different matter , as it is an illness which affects the whole of a person, in other words the mood, thoughts and body. It influences everything from the way a person eats and sleeps to the way that they feel about themselves and think about things. Depression or depressive disorder is very different from a simple feeling of being low. It is not a sign that a person has a weak character or a condition that can simply be wished away. People with this disorder can’t just snap out of it and feel brighter. when someone has depressive disorder and they do not look for suitable treatment, their symptoms can last for weeks, months, or sometimes even years. Obtaining the appropriate treatment for depressive disorder can help most of the people who suffer from depression. Depression symptoms can be different from individual to individual and can also depend on the severity of their depression. Depression will affect a persons thinking, behaviour, feeling, and physical health. Affects in Thinking When it comes to thinking, a person could have problems with focus and decision making. Other people may find that they have problems with their short term memory and seem to forget things all the time. Depression is mainly characterised by feeling pessimistic, feeling guilty, thinking negative thoughts, self-criticism and low self-esteem. When a persons depression is more severe, they may have self destructive thoughts. Affects in Feelings An individual might have feelings of sadness for no reason and might even find they no longer enjoy the things that they once enjoyed doing the most. It is quite common to become apathetic, lack motivation, feel tired or slowed down all the time and even have trouble controlling their temper. Affects in Behavior When a person is feeling depressed, the negative emotions that they feel can cause them to act more indifferent, it is also likely that a person may withdraw from the social circles they usually inhabit as they feel uncomfortable being around other people. A persons appearance and hygiene may suffer in cases of extreme depression. The lack of motivation in a person with depression affects their productivity at work and responsibilities at home and as a result these areas are neglected, they may even have trouble getting out of bed. Affects in Physical Health It is common that a person with depression suffers with chronic fatigue and even excessive sleeping whilst others may be unable to sleep or not sleep very well. Those unable to sleep may just lay awake for hours or wake up a lot of times during the night whilst the people that over sleep can spend all day asleep and still feel tired. A lot of people with depression suffer from a loss of appetite, complain of aches and pains and feel lethargic or slowed down whilst others may feel restless and unable to sit still. Depression is found in a person if they show these symptoms for at least several weeks, but it is not a good idea to diagnose yourself, so seeking the help of an expert as soon as possible is highly recommended. Depression is treatable so getting a proper diagnosis and treatment is imperative. Clinical Depression Treatment is you free resource for depression and depression related information. Visit Clinical Depression Treatment to find out more. Article Source: http://EzineArticles.com/?expert=Henry_Anderson http://EzineArticles.com/?Understanding-Depression&id=516560 poor credit car loan no teletrack cash advance payday loan payday loan default home loan for people with bad credit